About Vision Insurance SAOG
Vision Insurance is an Omani national insurer authorized to offer all lines of Non-Life and Life insurance products. Vision Investment Services Co. SAOG ( www.investvis.co.om ), the leading asset management company in Oman combined with Al Wathba National Insurance Co. PSC ( www.awnic.com ) from Abu Dhabi to promote Vision Insurance in association with prominent business groups from Oman and United Arab Emirates.
Vision thus presents the combined expertise in both insurance and investment management to its valued clients. The Company’s founder Chairman, Mr. Ali Mohammed Juma, has a long track record as a successful business promoter and brings to Vision his expertise in overall financial services sector.
Travel Insurance
This is a policy specially designed to meet the travel insurance requirements of an individual, family (of 4 or 6), or group under a single policy, for specific locations like GCC, Schengen, Worldwide (inclusive & exclusive of USA/Canada)
Scope of Cover: The policy comprises of following covers as given here under:
Personal Accident
The Insurers will pay, the Insured or his estate, for one of the following Events resulting from an Accident. The Event must occur within 180 days of the date of Accident.
Emergency Medical Expenses, Emergency Medical Evacuation and Other Expenses
The Insurers will reimburse the Insured up to the amount shown in the Schedule of Benefits in respect of the following expenses necessarily incurred as a result of the Insured sustaining accidental bodily injury or becoming ill:
Cost of emergency medical, surgical and hospital treatment and ambulance costs (this includes necessary emergency dental treatment up to the amount shown in the Schedule of Benefits for the immediate relief of pain only). The Insurers reserve the right to repatriate when in the opinion of the doctor in attendance and the Insurers’ Medical Advisors, the Insured is fit to travel. Should the Insured refuse to be repatriated and elects instead to remain abroad, the Insurers liability to pay any further costs under this Section, after that date, will be limited to what the Insurers would have paid if the Insureds repatriation had taken place. Thereafter cover will be discontinued;
Cost of transporting the remains of an Insured to his Home Country, or the cost of a funeral in the country where death occurs, up to $3,000;
The cost of return to the Home Country of an injured or sick Insured by air ambulance or other medically appropriate means where in the opinion of the Insurers’ Medical Advisors such return is medically necessary.
The cost of one immediate family member accompanying the Insured at the moment of the event, having the same country of residence as the Insured, if the immediate family member is unable to travel by his own means of transport or the means of transport used for the initial trip according to the Schedule of Benefits.
The cost of repatriation of a family member travelling with the Insured, if the Insured is hospitalized for more than 5 days. The actual expenses of the repatriation of the family member, if needed, will be covered according to the Schedule of Benefits.
Air Travel
LOSS OR DELAY OF CHECKED BAGGAGE
The Insurers will pay up to the amount shown in the Schedule of Benefits in the event of the Insured suffering a total loss of Baggage that has been checked by an International Airline for an International flight.
In the event of loss of baggage, the Insurers reserve the right to replace or pay the intrinsic value of any lost article.
In the event of delay of checked baggage, the Insurers will refund the Insured for the cost of purchasing necessities, up to the maximum as shown in the Schedule of Benefits.
Payment made due to delay will be deducted from the amount of claims arising if the baggage is permanently lost.
